"roll with the punches" - meaning you're flexible and allow assessment with your spending, and 4. Whether you use a program, app or pen and paper/Excel spreadsheet, this book claims that the system it proposes works for all those methods and then some. Tangent aside, this was an easy to follow audiobook, with a clearly delineated 4-step approach to budgeting. trying to buy a house, save for retirement, etc.) along those lines, what references can I grab?" Enter this book, then I realized the name matched the program. I figured "I've been reading a number of personal finance books lately since the work I'm doing also relates to financial matters and I'm making decisions (i.e. I didn't connect the two until learning about this book from a Daily Deal on Audible. The "You Need A Budget" mentioned here is indeed the same system that's featured from the program/app of the same name. Quick review for a quick read: this ended up being a personal finance read that I picked up without really knowing the backstory to it. I figured "I've been reading a number of personal finance books lately since the work I'm doing also relates to financial matters and I'm making decisions (i.
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